Introducing Wealthfront Home Lending
Get a mortgage
rate as low as
6.650% | 6.888%APR
Introducing Wealthfront Home Lending
Get a mortgage
rate as low as
6.650% | 6.888%APR
Clear rates upfront
Easy online process
No sales calls or spam
No email, phone, or credit check
Rate quote based on a single-family, primary home in Los Angeles, CA, 30-year fixed with a $1,000,000 purchase, 20% down, 780+ FICO and 2 points ($16,000) as of October 15th, 2026. Individual rates vary.
See how much you could save with a lower rate
A rate that's ~0.50% below the national average* can lead to big monthly and annual savings—and even more over the life of your loan.
Loan amount
$400K
$600K
$800K
Est. Monthly Savings
Est. Lifetime Savings
Interest savings as compared to the national average mortgage rate. .
It was time to renovate the mortgage experience
The traditional mortgage process runs on sales calls, manual steps, and “rate-and-switch” teasers—none of which help you save money. We designed a better way.
Low rates. Fast close.
Our streamlined application process keeps rates low and gets you to the closing table fast. Plus, you’ll get your personalized rate quote and customizable pre-approval letter, lickety-split.
A fully online, self-serve app
Apply, upload documents, and complete tasks entirely online. No sales calls or admin ping-pong—so you can move at your pace.
Easily compare your options
See your estimated monthly payment, closing costs, and rate options clearly before you commit. Compare and decide what works best for you—not what a loan officer pushes.
Need help planning your purchase? Read our guide
Need help planning your purchase?
Read our guide“Their rates were so competitive that my agent's own broker said he'd never seen terms this good. We had a tight 17-day close, and our loan officer Ryan was on top of every detail throughout — excellent experience end to end.”
Nicholas P | Client since 2019
Purchased and refinanced with Wealthfront Home Lending in CA
Clients of Wealthfront Home Lending, LLC. No compensation was provided. Testimonials reflect individual experiences. Results may vary.
Already a homeowner?
See what a refinance could unlock.
Besides saving thousands over the life of your loan with a rate that's ~0.50% below the national average,* a refi can help you redesign your mortgage to meet your current financial needs. We make it easy.
A lower rate and lower payments
A lower rate reduces the interest charged on your loan—which can lower your monthly payment and the total interest you pay over time.
New loan terms
Shorten your loan term to pay off your home faster, extend it to lower your monthly payment, or switch between an adjustable-rate and fixed-rate mortgage.
Get extra cash
A cash-out refinance adds to your loan principal so you can get cash back—often used for renovations, debt consolidation or big expenses.
Not sure if a refi is right for you? Read our guide
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Real humans on standby
Have questions? Get support from our dedicated team of experienced loan officers and mortgage experts.
Contact us
Your mortgage questions, answered
See your rate in seconds
Our rate calculator helps you see what your loan could cost before you apply.
Today's purchase rates in Los Angeles, CA
6.650%
6.888%
APR
Rate quote based on a single-family, primary home in Los Angeles, CA, 30-year fixed with a $1,000,000 purchase, 20% down, 780+ FICO and 2 points ($16,000) as of October 15th, 2026. Individual rates vary.
See your rate in seconds
Our rate calculator helps you see what your loan could cost before you apply.
Today's purchase rates in Los Angeles, CA
6.650%
6.888%
APR
Rate quote based on a single-family, primary home in Los Angeles, CA, 30-year fixed with a $1,000,000 purchase, 20% down, 780+ FICO and 2 points ($16,000) as of October 15th, 2026. Individual rates vary.
Wealthfront Home Lending, LLC | NMLS 2358115 | NMLS Consumer Access | 833-523-3673 | 90 New Montgomery Street, Suite 1450, San Francisco, CA 94105
Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rate availability depends on borrower qualification, loan terms, and market factors. Not all applicants will qualify for the lowest advertised rate. This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License. Equal Housing Opportunity.
*Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of October 7th, 2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify.
Wealthfront Home Lending, LLC is an affiliate of Wealthfront Advisers LLC, an SEC-registered investment adviser, Wealthfront Brokerage LLC, Member FINRA/SIPC, Wealthfront Software LLC, and the Wealthfront Corporation.
Wealthfront Home Lending, LLC does not operate under the DBA “Wealthfront” in Idaho.
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